Prefer an audio version? Watch the full discussion on YouTube! What We’re All Hearing on the Ground Everyone seems to be asking the same thing: "Eh, 2026 coming soon... prices going up or down? Should buy now or wait?" So, I did a deep dive into some recent reports (specifically from Homejourney , which has some pretty solid data) and thought I’d break it down for you guys here. No fancy jargon, no complicate charts—just the real deal on what’s happening with our HDBs and con

Why so many HDB owners are refinancing recently? You might have noticed a lot of HDB flat owners in Singapore are switching from the usual HDB loan to bank loans lately. It’s mostly because bank loan rates have dropped to their lowest in years, and banks are really competing for customers by offering some pretty attractive perks. What’s driving this rush? First off, bank loans have gotten cheaper. While HDB’s concessionary loan stays fixed at 2.6%, banks are offering rates be

If you’ve been watching the HDB resale market closely or maybe even considering selling or buying a flat, you’ve probably heard the news:...

Your Guide to HDB's New 'VERS' Scheme Hey everyone, you might have been hearing a lot about something called VERS  lately, especially if...

How to Sell One Buy Two? "Sell One Buy Two" is a real estate strategy in Singapore where a couple sells their jointly-owned property and...

Singapore’s urban landscape is set to transform with the release of the Draft Master Plan 2025 (DMP2025) , announced by National...

Singapore is ageing fast. By 2030, one in four Singaporeans will be aged 65 or older , according to official projections. This...

Higher Interest Rates Ahead? It’s Time to Reprice or Refinance Your Home Loan With rising inflation expected to persist—especially...

Not Great News. Singapore just slashed its 2025 GDP growth outlook to a meager 0%–2% , and guess who’s partly to blame? Yep, the...

Buying property is one of the biggest financial decisions you’ll make, and mistakes can be costly. Here are 5 common pitfalls and tips to...

This is the slowest annual price growth since 2020 when prices rose by only 2.2% during the Covid-19 pandemic, indicating buyer caution....

If you’ve read my previous article, you might recall that Singapore’s property prices are likely to continue rising in 2025. However,...

Next year is expected to be an exciting time for Singapore, mainly because of the upcoming general election. While the property market...

PropertyGuru Singapore country manager Dr Tan Tee Khoon said that as of April this year, demand for residential homes in Johor Bahru...

The US Federal Reserve recently cut interest rates by 0.5%. This is a big move, as the Fed typically raises or lowers the interest rate...

Background Previous rounds of cooling measures, along with an increased supply of Build-To-Order (BTO) flats, have successfully slowed...

Around 90% of residents in Singapore own property, a rate higher than many developed countries, including the US (approximately 65%),...

My clients, who are HDB owners, they recently upgraded to a condo, still have 190k in cash even after spending 100k on renovations....

Ever had a disagreement with your landlord or tenant? Don't worry, you don't always need expensive lawyers! The Small Claims Tribunals...

Many buyers shy away from older HDB flats, and prefer newer ones.  But what exactly are their worries? 1. HDB flat might depreciate over...